Zions Bancorporation is one of the nation’s premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the “Best Banks to Work For” and as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions Bancorporation is currently hiring an experienced State Credit Administrator in Houston, Texas. The role is within Credit Risk Management (“CRM”), the department responsible for the overall credit quality of Zions Bancorporation’s loan portfolio. The ideal candidate will have the below skills and experience.

CRM is the area that approves loan transactions, manages the problem loan portfolio, and generally manages the overall risk profile of the Bancorporation’s credit portfolio. CRM is also responsible for certain management and administrative functions including certain regulatory and credit support functions.

Responsibilities:

• Responsible for approval of commercial, private banking, leasing, real estate, dealer, etc loan and other credit requests within credit authorities.

• Assists with underwriting, analyzing, structuring, prescreening and approvals.

• Identifies deteriorating trends in credit quality and suggests downgrades as necessary.

• Monitors specifically identified credits for concerns or problems as assigned.

• Likely will train and mentor lending staff, and attend/participate in pre-flight meetings.

• Work with assigned LOBs on providing guidance on their pipeline transactions.

• Other duties as assigned.

  Qualifications:

• Requires a bachelor's degree in finance or accounting

• 6+ years’ of directly related financial services experience with strong credit institutional experience.

• Experience in structuring and underwriting a wide variety of lending credit transactions.

• Employs advanced knowledge as a generalist or specialist of all areas of structuring and underwriting a wide variety of lending credit transactions.

• Working knowledge of loan workout and problem loan management.

• Good leadership skills.

• Solid oral and written communication skills with all levels of the organization.

• Working knowledge of regulatory issues.

• Ability to identify, analyze, summarize, derive conclusions and provide relevant recommendations on a variety of issues.

• Strong proficiency in MS Office products.

• Sound business judgment, change management, and process improvement skills and people development.

• Strong work ethic, commitment to responsibilities, and demonstrated ability to speak candidly to management in a tactful manner.

• Ability for regular travel to various affiliate locations for direct contact with affiliate management, credit, line, loan administration and work-out officers.

Req ID: 064548

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

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